For Rick, helping people stay on top of the many financial responsibilities of today’s fast-paced and complex world is fulfilling work. He always puts his clients’ needs first, approaching them with honesty and integrity. He measures success based on his ability to provide clients with peace of mind and the financial freedom to live with confidence and comfort.

Prior to founding Financial Independence, LLC, Rick was co-founder and partner at Halperin & Campbell, LLC. Formerly, he was Vice President in the Consultant Practice at CIGNA Retirement & Investment Services. Rick has also held financial positions at Fleet Financial Group, BankBoston and Allmerica Financial.

Rick has earned the ChFC® (Chartered Financial Consultant) designation, an advanced financial planning designation granted to a select group of individuals who have completed an eight-course curriculum focused on the comprehensive financial planning process. He holds an MBA with a concentration in Finance from Providence College and a Bachelor’s in Accounting from the State University of New York.

Rick resides in Smithfield, RI and enjoys spending time with his wife Nicole and three sons MacKenzie, Mitchell and Charlie. He is a self defense expert who instructs martial arts throughout New England, a passion that has led him to multiple black belt certifications over the past 20 years. He also enjoys playing the guitar, participating in adventure races like the Spartan and Tough Mudder, and practicing yoga.